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Sequence of Returns Risk Explained Simply

Sequence of Returns Risk Explained Simply

By Victoria Robinson

Sequence of returns risk is an important consideration for people entering retirement because the order in which investment returns occur can affect how long retirement savings may last. Two retirees could have portfolios with the same average long-term return but experience very different outc...

05-22-2026 10:06 AM - Comment(s)
Why Roth Conversions Matter in Retirement

Why Roth Conversions Matter in Retirement

By Victoria Robinson

For many Americans, a significant portion of retirement savings is held in traditional IRAs and 401(k)s. These accounts can provide valuable tax advantages, but tax-deferred doesn't mean tax-free. Generally, withdrawals from traditional retirement accounts are subject to ordinary income taxes. ...

05-21-2026 01:37 PM - Comment(s)
“What Would You Do?” — A Retirement Planning Scenario

“What Would You Do?” — A Retirement Planning Scenario

By Victoria Robinson

Many retirement conversations focus on growth, account balances, and long-term averages. But retirement planning also involves preparing for the unexpected. Market downturns, rising expenses, home repairs, healthcare costs, and changing income needs can all affect retirement finances. That...

05-20-2026 02:48 PM - Comment(s)
8 Ways to Make Walks More Enjoyable

8 Ways to Make Walks More Enjoyable

By Victoria Robinson

Walking is one of the most accessible forms of physical activity. It requires little equipment, can be adapted to different fitness levels, and fits easily into many lifestyles.


According to the Centers for Disease Control and Prevention, regular physical activity—including walking—can support heart...


05-20-2026 02:26 PM - Comment(s)
Proper Asset Allocation for a 70-Year-Old Retiree:  Understanding Where Different Strategies May Fit

Proper Asset Allocation for a 70-Year-Old Retiree:  Understanding Where Different Strategies May Fit

By Victoria Robinson

Why Asset Allocation Changes During Retirement

For many retirees, turning 70 represents an important shift in financial priorities. During working years, portfolios are often built primarily around growth and long-term accumulation. But in retirement, the focus frequently expands beyond growth alone...

05-18-2026 12:28 PM - Comment(s)